Touch & Hold (iPad Only) - touch and hold on an entry in the Transactions, Categories or Accounts screens to get Delete or Multi-Delete options The setting applies to the Transactions, Categories and Accounts screens. Grid Layout (iPad Only) - there is a new button on the Transactions tab on the iPad app to switch between a grid layout and a list layout. Multitasking (iPad Only) - support for multi-tasking and split view on the iPad Optimised Layout - full support for all all screen sizes, including Display Zoom Home Screen Widgets - for devices running iOS 14, you can now add home screen widgets which allow you to view your summary or quickly add entries. easy visualisation of where your money goesįix issue with calendar month not defaulting correctlyĭark Mode - this can be turned on in the Settings area, and can be configured to be on all the time, or follow the Dark Mode setting of your device. choose a quality icon for each category editable spending and income categories export transactions (Pro Upgrade required) repeat transactions daily, weekly or monthly (Pro Upgrade required) time travel backwards and forwards in time overview of your current spending progress carry over any remaining budget to the next period optionally set a fixed budget amount to help you meet your spending targets choose to track Weekly, Monthly or Yearly helps you track your spending quickly and easily So give it a try and have instant control over your spending! The simple fact is, by tracking your spending you will be able to stick to a budget and therefore SAVE MONEY. AlternativesĪpp-only banks such as Starling Bank and Monzo combine the logistics of a current account with the addition of handy budgeting features such as personalised spending analytics, the ability to separate your money into savings pots or spaces and automatic saving with spare change roundups as you spend.Spending Tracker is the easiest and most user friendly Personal Finance App in the store. Monthly £1 fee if you want to invest your money. Pros: Helps you to save with little effort, also allows you to round up your spare change and earn interest on your savings.Ĭons: Have to pay to get some features that other apps offer for free, such as goal setting and cashback. Plum offers more than one plan and its premium options also offer the opportunity to invest your money as well as earn cashback, set savings goals and create saving spaces to separate your money.Ĭost: Plum Basic – free Plum Plus – £1 a month Plum Pro – £2.99 a month (free 30-day trial with both). It lets you know if you could be overpaying on your regular bills and suggests ways to save money. Plum takes budgeting one step further and does the hard work for you as it uses artificial intelligence to automatically calculate an affordable amount to save based on your spending pattern. Plum uses AI to automatically calculate an affordable amount to save. There is no Financial Services Compensation Scheme protection for any money you hold on the prepaid account. Features such as rounding up your spare change and scheduled payments mean you can maximise your saving.Ĭons: Yolt does not allow for weekly paydays. Pros: Encourages you to set spending budgets. Once you have connected your accounts, Yolt allows you to track your spending, see upcoming transactions, create budgets and set saving goals. Yolt allows you to organise all of your accounts in one place and you can take things one step further by using its prepaid debit card for everyday spending. Desktop version also available.Ĭons: Takes time to set up and its automatic spending categorisation could be better. Pros: In-depth budgeting analysis with personalised categories based on your individual spending. The level of customisation in the app is ideal for those with accounts and investments across a range of providers. Money Dashboard also graphs your projected monthly spending with a predicted balance at the end of the month. These include customisable categories for your spending – for example, you may want to group together all payments for presents around Christmas – and the option to add accounts manually. Offers most of the same features as Emma Pro but at no cost. Cashback and rewards for spending with certain retailers such as the Body Shop, B&Q, Gousto, Boots and more.Ĭons: A bit gamified and the push to subscribe to Emma Pro can become annoying. Good for: Beginners and managing subscriptions.Ĭost: Emma – free Emma Pro – £59.99 a year, with the first seven days free.
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